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Federal Loan Programs

FEDERAL LOAN PROGRAMS

With careful planning and an understanding of the basics of student loans, you can help ensure that you achieve your academic goals and graduate with a manageable amount of debt.

The U.S. Department of Education (ED) offers Direct Loans through the William D. Ford Federal Direct Loan (Direct Loan) Program. There are three types of Direct Loans that can help students and parents pay for education after high school.

LOAN TYPE:AVAILABLE TO:
Direct Subsidized LoansUndergraduate students who have financial need
Direct Unsubsidized LoansUndergraduate, graduate, and professional degree
students
Direct PLUS LoansGraduate and professional degree students, and
parents of dependent undergraduate students (you
must not have a adverse credit history)
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