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Loan and Debt Management


When you take out a federal loan, you may not be required to make a payment on that loan while you are in school, but you are required to repay the loan—including fees and interest—when you graduate or stop attending school at least half-time.

Federal student loans are an excellent resource to help pay your education expenses and a great way to establish a solid financial future. It is important that you borrow responsibly so you will be able to repay your loan.

Borrowing responsibly includes borrowing only what you need to pay your education expenses and what you can realistically afford to repay when you leave school. The following videos will provide important information on student loan debt management.


The Money Smart Computer-Based Instruction (CBI) is a friendly and easy-to-use learning tool that teaches the 10 modules of the Money Smart curriculum. These modules include credit counseling, credit reports, budgeting, mortgage counseling, debt management, etc.

Money Smart- A Financial Education Program

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